EDGAR ABANIL BLOG

Spend here. Spend there. Spend everywhere, there is no stopping to the continuous expenses that you face every single day. Your muscles cramp from the repetitive motion of pulling out your wallet and handing out all those precious hard earned money, and the worst part is, you have no choice. It’s a way of life, but that doesn’t mean you have to stick with the flow! Here are some simple yet effective ways on how to keep your financial stability without having to stress about the bills all the time. The first important thing that you should do is to decide on your financial goals. Plan out on where you intend to spend your money on, it can be for anything, be it a new house or a new pair of sneakers, every penny counts. Speaking of details, it is also important to keep track of your expenditures, budget them! If you don’t have a clear blueprint yet of the goods and services you spend your money on, a good way to start is by tracking your expenses for a two to three week period, and ...

The book,"The Richest Man in Babylon"written by George Clason was written with ancient Babylon as it's setting. It tells of a man named Arkad, who was regarded as the richest man in Babylon. I found  this book so outstanding in simplifying issues related to the most sought-after, but often misunderstood subject-money. Like any man seeking perfection amidst his imperfections, Arkad learned how to grow wealth through many life lessons, sometimes painful ones that later on made him a wise warden of the treasures of that ancient kingdom . Arkad offers "seven cures  for a lean purse (or wallet, in the modern sense.)  The following were Arkad's seven cures: The First Cure - Start Thy Purse to Fattening A fat purse is simply, a full purse. Arkad simply emphasized that we must save a portion of what we earn so our purse, or wallet, can fatten.  He illustrated that one must save one tenths of what we earn, or simply put one egg out of ten eggs must be s...

This morning I watched On The Money over ANC featuring the owner of Lamoiyan Corporation , toothpaste manufacturer. Mr Cecilio Pedro recounted how he started from the scratch. He also glorified his parents for having taught him how to budget his money. His belief in God is overarching in all his talks about having money to do things he want to do but also to regard it as just a tool, and not and end in itself. I cannot but agree with him. His belief that all things that we have is of God cannot be disputed. After all, who makes things grow and who makes our planet revolve around its axis and around the sun? Mr Pedro's ability to budget his money and being able to succeed later is an example of how hard work can be the foundation of lifetime success. Surviving. What a complex word to discuss. Halimbawa nalunod yung barkong sinakyan mo at wala lang dalang kahit isang supot man lang ng bigas. Paano ka magsurvive sa islang walang katao-tao? Merong mga niyog doon at iba pang mga h...

This is how clear your mind will be if you are able to erase all your debts Your ambition of erasing your debts will be as high as this mountain but it's worth it! Eager to achieve financial freedom? Me too, has that kind of dream. I grew up poor and lack the mentor luck as they say, as well as the opportunity to better my life. As I struggle from one work to another, I see no hope of ever ever improving my life. I see life as an aimless venture, like a driftwood that goes from direction to direction, as the waves of the sea lashed at it. There seems to be a lack of people willing to help you out without getting something in return, mostly things that will cause you to regret it for the rest of your life. But as Malala would say recently, they can only shoot a body but not my ambition. So I strive. Until I got the opportunity to finish my education, got a job and worked to rise from the ranks. I can say that my life now is much much better than from my life while I was ...

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CHAPTER ONE Physical Characteristics and Demography of Gingoog Geography.   The city is located in the northeastern coast of Misamis Oriental, 122 kilometers east of Cagayan de Oro and 74 kilometers west of Butuan City . It is bounded to the east by the municipality of Magsaysay and the province of Agusan del Norte , to the south by Bukidnon; to the west by the municipalities of Claveria and Medina , Misamis Oriental, and to the north by Gingoog Bay . The total land area of Gingoog City is 769.88 square kilometers or 76,988 hectares. The total land area where improvements were built up by people is 1,796.97 hectares agricultural production area is 28,680.51 hectares, while the forest production area is 11,890.00 while the forest protected area is 28,500.65 hectares. Climate Gingoog has a Type 2 climate, which means that it has no distinct dry season. Rainfall occurs during the months of September to February. The average temperature is 27 degrees to 32 degree...